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1031 Exchange

Defer Taxes,
Multiply Wealth

Sell an investment property and reinvest the proceeds into a like-kind property, deferring all capital gains taxes. One of the most powerful wealth-building tools in real estate.

45

Day ID Period

To identify properties

180

Day Exchange

To close the deal

Unlimited

Repeat forever

The 1031 Exchange Process

Follow the timeline below to understand each critical phase of a successful exchange.

1

Sell Your Property

List and sell your current investment property. Before closing, engage a Qualified Intermediary (QI) to hold the proceeds.

2

Identify Replacement

Within 45 days, formally identify up to 3 potential replacement properties in writing to your QI.

3

Negotiate & Inspect

Perform due diligence on the replacement property. Negotiate, inspect, arrange financing.

4

Close & Defer Taxes

Close on the replacement property within 180 days. The QI transfers funds directly. All capital gains are deferred.

Live Example: Property Swap

See how a 1031 exchange lets you trade up to a better property without losing capital to taxes.

Selling

Duplex - Austin, TX

Purchase Price $250,000
Current Value $450,000
Capital Gain $200,000
Tax Owed (if sold) $47,600

1031 Exchange

Tax owed: $0

You save $47,600

Acquiring

8-Unit Apartment - Dallas, TX

Purchase Price $650,000
1031 Equity Applied $450,000
New Mortgage $200,000
Monthly Cash Flow +$3,200

Who Benefits from a 1031 Exchange?

Whether you're a seasoned investor or just getting started, tax-deferred exchanges can accelerate your growth.

Rental Property Owners

Trade up from a single-family rental to a multi-unit apartment building without losing equity to taxes.

Commercial Investors

Diversify from office to retail or industrial properties while deferring all capital gains.

Relocating Investors

Sell property in one state and buy in another — 1031 exchanges work across all 50 states.

How Much Do You Save?

Compare selling outright vs. using a 1031 exchange. The difference compounds over time.

Sell Outright

Sale Proceeds $450,000
Federal Cap Gains (20%) -$40,000
State Taxes -$5,000
NIIT (3.8%) -$7,600
Net Proceeds $397,400

1031 Exchange

Sale Proceeds $450,000
Federal Cap Gains $0 (deferred)
State Taxes $0 (deferred)
QI Fee -$1,200
Net to Reinvest $448,800

$51,400 more working capital

Why Use a 1031 Exchange?

Defer Capital Gains

Avoid paying 15-20% capital gains tax plus state taxes on appreciated investment properties.

Upgrade Properties

Trade up to higher-value properties without losing capital to taxes along the way.

Diversify Holdings

Exchange one property for multiple, spreading risk across geographies and asset types.

Ready to Start Your 1031 Exchange?

Our team will guide you through every step of the exchange process.

Speak to an Advisor